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Translation, Interpreting, Website localization, Software localization, Editing/proofreading, Transcription, Training
French to Italian: Traduction financière General field: Bus/Financial Detailed field: Finance (general)
Source text - French Impact de la réforme de Bâle II sur le financement des PME
Rappel des principaux enjeux
Le projet de réforme des ratios de solvabilité bancaires élaboré par le Comité de Bâle (Bâle II) vise à mettre en adéquation les fonds propres des banques avec les risques qu’elles prennent. Il faut noter que Bâle II accompagne et complète un mouvement initié par les plus grandes banques internationales il y a une dizaine d’année visant à mieux gérer leurs risques.
[...]
Le calcul du nouveau ratio
La mesure du risque crédit reposera sur l’une des deux approches décrites ci-dessous :
● l’approche standard est fondée sur une classification des risques obtenue à partir de notations externes (Banque de France, agences de notations, etc.) ;
● l’approche par les notations internes (« Internal Ratings-Based ») de la banque. La banque a alors recours à quatre paramètres prudentiels : la probabilité de défaillance, la perte en cas de défaillance, l’exposition en cas de défaillance et la durée résiduelle du crédit. Cette deuxième approche se compose de deux méthodes :
- la méthode par les notations internes fondation (IRB Foundation approach) : la banque estime elle-même la probabilité de défaillance.
Les trois autres paramètres de calcul sont fournis par l’autorité nationale de surveillance ;
- la méthode par les notations internes avancées (IRB Advanced approach) : les quatre paramètres (qui doivent satisfaire à des impératifs prudentiels) sont évalués par la banque elle-même.
[...]
Translation - Italian L’impatto della riforma di Basilea II sul finanziamento alle PMI
Problematiche principali
Il progetto di riforma dei coefficienti di solvibilità elaborato dal Comitato di Basilea (Basilea II) mira a commisurare i requisiti patrimoniali delle banche all'effettivo ammontare di rischio assunto dalle stesse. Va notato che Basilea II accompagna e completa un movimento avviato dai maggiori istituti di credito internazionali una decina d’anni fa per consentire una migliore gestione dei rischi.
[...]
Come viene calcolato il nuovo coefficiente
La valutazione del rischio di credito avverà secondo uno dei due seguenti approcci:
● l’approccio standard corrisponde ad una classificazione dei rischi effettuata a partire da valutazioni esterne (Banca Centrale, agenzie di rating, etc.);
● l’approccio basato sui rating interni (Internal Ratings-Based) della banca, il quale fa appello a quattro parametri prudenziali: la probabilità d’insolvenza (PD), il tasso di perdita in caso d’insolvenza (LGD), l’esposizione al rischio d’insolvenza (EAD) e la scadenza dell’esposizione (M). Questo approccio è composto da due metodi:
- il metodo basato sui rating interni base (IRB Foundation approach): la banca valuta da sé la probabilità d’insolvenza.
Gli altri tre parametri di calcolo sono forniti dall’autorità nazionale di vigilanza;
- il metodo basato sui rating interni avanzato (IRB Advanced approach): i quattro parametri (che devono soddisfare requisiti prudenziali) sono valutati autonomamente dalla banca.
[...]
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Translation education
Master's degree - Université Jean Moulin Lyon 3
Experience
Years of experience: 18. Registered at ProZ.com: Apr 2010.
French to Italian (University of Bologna, verified) English to Italian (University of Bologna, verified) Italian to French (University of Bologna, verified)
A multi-skilled, reliable and talented English and French into Italian translator and interpreter, specialized in business communication and marketing for the luxury industry.
Experienced wordsmith, fully aware of multicultural issues, able to help small and large companies translate their brand image effectively. Accurate interpreting services for company meetings, factory visits, exhibitions and product launches.
Freelance translator and interpreter for international translation companies and direct clients.
Over 1 million words translated.
Documents translated: press packs, ad copy, announcements, brochures, catalogues, leaflets, packaging, sales pitches, training manuals, merchandising, mailings, websites.
Specialties: Watchmaking and Jewellery, Fashion, Accessories, Cosmetics and Fragrances, Swimming Pool and Spa, Yatchs and sailing, HORECA, Food and Wine, Events and PR.
Keywords: traduction, français, italien, anglais, translation, French, Italian, English, traduzione, francese. See more.traduction, français, italien, anglais, translation, French, Italian, English, traduzione, francese, inglese, italiano, interprète, interprete, interpreter, lyon, lione, forlì, marketing, communication, comunicazione, business, économie, economia, economics, marketing translations, Websites, brochures, business letters, advertisements, leaflets, business plans, case studies, market research reports, press releases, press packs, ad copy, catalogues, sales pitches, training manuals, merchandising, mailings, blog posts, HR, financial translations, annual reports, insurance policies and claims, merger and acquisition documents, company reports, watchmaking, jewellery, fashion, luxury, accessories, cosmetics, fragrances, perfumes, swimming pool, spa, gastronomy, food, wine, yacht, sailing, ship manufacturing events, PR, personal protective equipment.. See less.
Expertise 