Poll: How much of your income are you able to put into savings?
מפרסם התגובה: ProZ.com Staff

ProZ.com Staff
Local time: 00:10
צוות האתר
Jan 11

This forum topic is for the discussion of the poll question "How much of your income are you able to put into savings?".

View the poll results »



Anderson Jes
 

Muriel Vasconcellos  Identity Verified
ארצות הברית
Local time: 00:10
חבר (2003)
מספרדית לאנגלית
+ ...
I strive for 10% Jan 11

I take out a little from every large payment and put it into savings.

Anastasia Naoumi
Teresa Borges
 

Samuel Murray  Identity Verified
הולנד
Local time: 09:10
חבר (2006)
מאנגלית לאפריקאנס
+ ...
SITE LOCALIZER
Depends what you mean Jan 11

ProZ.com Staff wrote:
How much of your income are you able to put into savings?


I suspect I would be "able to" put about 25% of my net income into savings if I were to decide to pinch pennies, but I don't. So, at the moment, I'm not really saving anything (I mean, I do save, but the money ends up getting used up in a 2-3 year cash flow cycle, so that's not really "saving", is it?).

[Edited at 2020-01-12 08:41 GMT]


 

Tom in London
הממלכה המאוחדת
Local time: 08:10
חבר (2008)
מאיטלקית לאנגלית
Depends Jan 11

ProZ.com Staff wrote:

This forum topic is for the discussion of the poll question "How much of your income are you able to put into savings?".

View the poll results »



It depends on how much I make in any given month.


Liena Vijupe
Gibril Koroma
Safrah Al-Otaibi
 

Teresa Borges
פורטוגל
Local time: 08:10
חבר (2007)
מאנגלית לפורטוגזית
+ ...
10% on average Jan 11

Some months a little more than 10% or none at all, depending on how much I receive each month. Though my children have left the nest many moons ago I'm always glad to help them whenever they need it and they do manage to eat my savings from time to time as bank of Mum is easily accessible, interest-free and charges-free…

ahartje
Muriel Vasconcellos
 

Kay Denney  Identity Verified
צרפת
Local time: 09:10
חבר (2018)
מצרפתית לאנגלית
. Jan 11

The house is paid for, only one child still in education, the other already earning more than me. I don't spend all that I earn, and I squirrel away what I don't spend. Probably a good half of my earnings. I'm comfy like this!

Michael Harris
 

Michael Harris  Identity Verified
גרמניה
Local time: 09:10
חבר (2006)
מגרמנית לאנגלית
Less than 10% Jan 11

Kay Denney wrote:

The house is paid for, only one child still in education, the other already earning more than me. I don't spend all that I earn, and I squirrel away what I don't spend. Probably a good half of my earnings. I'm comfy like this!


In actual money.
We do pay off our flat every month and kay, I am going to be in your situation in about 5 years - looking forward to it☺


 

Kay-Viktor Stegemann
גרמניה
Local time: 09:10
חבר (2016)
מאנגלית לגרמנית
50-75% Jan 11

When I made the change to full time freelancer, our spending habits were adjusted to our incomes as employees. We did not change our spending habits much since I started freelancing, so that a lot more money can go into savings now.

 

DZiW
אוקראינה
מאנגלית לרוסית
+ ...
-(⅟10+⅓) Jan 11

They taught that some 10% should go for maintenance/short-term expenses and about 33% for long-term savings, so I can easily save 50%-75%.

 

Anton Konashenok  Identity Verified
הרפובליקה הצ'כית
Local time: 09:10
מאנגלית לרוסית
+ ...
None of it, intentionally Jan 11

I may be able to stash away more than half of what I earn, but I consider it the most inefficient use of money. I invest it into my own skills, into my business projects, into property, but none of it stays in the bank (except temporarily), nor goes into stocks, mutual funds or the like.

 

Guofei_LIN  Identity Verified
אוסטרליה
Local time: 18:10
סינית
Jan 12



[Edited at 2020-01-12 14:59 GMT]


Wilsonn Perez Reyes
 

Anderson Jes
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Local time: 09:10
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Posted via
ProZ.com Mobile


My project determines everything Jan 13

I invest 25 -50% because of the projects I want done.

 

Nina Khmielnitzky  Identity Verified
קנדה
Local time: 03:10
חבר (2004)
מאנגלית לצרפתית
I aim for 40% Jan 13

And this is only to cover my taxes and all the money I'm sure the government wants me to pay during tax season. Better save too much than too little. I learned it the hard way. And if there is extra left after the government bleeds me, then I'll spoil myself.

 

Mario Freitas  Identity Verified
ברזיל
Local time: 05:10
חבר (2014)
מאנגלית לפורטוגזית
+ ...
None yet Jan 15

Until August, I had three kids and a wife in college.
Until December, three kids in college.
Right now, two kids in college.
I'm hoping this routine of working endlessly just to pay the bills will end this year. Two of my kids already have decent jobs and need no more allowances. And my wife has finally finished her major in Law, and is working her way into the market.
So, my expectation is that, by the end of the year, I'll be able to save at least 20% of my income.


 


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