English to Vietnamese Law/Patents Law (general) Law

Em đang dịch một đoạn văn sau:

"When the new bankruptcy law was passed, property rights were changed, but in a way that favored the banks. At the time the borrowers had incurred their debt, a more humane bankruptcy law gave them a chance for a fresh start if the burden of debt repayment became too onerous. The banks didn’t complain about this change in property rights; after all, they had pushed for it vociferously. When things go the other way, of course, the owners of property complain that the rules of the game are being changed midcourse and demand compensation". (note)

Và phần note ở cuối đoạn văn trên như sau:
"They call it a regulatory taking. But any change in law that affects contracts or property has redistributive consequences."

Em chưa hiểu cụm từ regulatory taking có nghĩa là gì và nên dịch ra tiếng Việt thế nào.
Mong mọi người giúp đỡ ạ.