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Glossary entry

Portuguese term or phrase:

aumento de sinistralidade / sinistralidade

English translation:

increase in the accident/claim rate / accident/claim rate

Added to glossary by Michael Powers (PhD)
Aug 5, 2009 02:10
14 yrs ago
20 viewers *
Portuguese term

aumento de sinistralidade / sinistralidade

Portuguese to English Bus/Financial Insurance
"O supervisor administrativo solicita que informemos ao RH acerca do aumento da sinistralidade do plano odontológico. (...) Explicamos as diferenças inerentes ao reajuste e à sinistralidade, bem como um não invalida o outro."
(Trata-se do relatório semanal de uma empresa.)
Proposed translations (English)
4 +3 increase in the accident/claim rate / accident/claim rate
5 +1 worsening loss experience
4 -2 sinistrality
Change log

Aug 19, 2009 23:28: Michael Powers (PhD) Created KOG entry

Proposed translations

+3
5 mins
Selected

increase in the accident/claim rate / accident/claim rate

Mike :)

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Note added at 5 mins (2009-08-05 02:15:57 GMT)
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Since we are talking about the dental plan, it could very well be the claim rate. In isolation, it can also mean the accident rate.
Note from asker:
Thank you, Michael!
Peer comment(s):
agree telefpro
32 mins
Thank you, telefpro - Mike :)
agree Isabel Maria Almeida
9 hrs
Thank you, Isabel Maria - Mike :)
agree Georgia Kostick Almeida : claim rate
11 hrs
Thank you, Georgia - Mike :)
neutral BLR : For broader use, I would suggest 'incident' rather than 'accident', as not all claims relate to accidents. 'Claims' would be ideal, but I'm doing a job right now where they're referring to incidents, not all of which are subject to formal claims.
5197 days
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4 KudoZ points awarded for this answer. Comment: "Selected automatically based on peer agreement."
-2
6 mins

sinistrality

sinistrality + insurance = 90,800 google hits
Note from asker:
Eu jamais teria pensado em "sinistrality", Adriana! Obrigada pela sua ajuda!
Tenho que concordar com Neil, Adriana. Dei uma pesquisada geral em "sinistrality" e só encontrei esta palavra associada ao fato da pessoa ser canhota. De todo modo, obrigada!
Peer comment(s):
disagree Neil Crockford : Never used in UK insurance. "Sinistrality doesn't even appear in the Shorter Oxford Dictionary
5 hrs
disagree BLR : In the insurance context, the Portuguese term 'sinistro' is 'claim'. We also have dexter / sinister for right / left. And with Halloween approaching there is the much more common use of sinister in English :o)
5197 days
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+1
5 hrs

worsening loss experience

One could say increase in the loss ratio, but "worsening loss experience" is how it would normally be expressed in UK insurance circles.
Note from asker:
Thanks for your help, Neil. By the way, I couldn´t find "sinistrality" in relation to insurance either.
Peer comment(s):
agree T o b i a s : "increase in the loss ratio" e.g., http://www.insurancejournal.com/news/east/2007/07/27/82082.h...
2919 days
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