Apr 14, 2020 17:08
4 yrs ago
42 viewers *
English term
Egypt
Technical accuracy with fluency of style
Native in: Arabic (Variant: Egyptian) 
Works in: English to Arabic, Arabic to English, Arabic, and 1 more.
Continental
English
Bus/Financial
Insurance
I am not sure what is meant exactly by 'Continental' in the following context:
"If the insured member suffers permanent partial disablement as a result of an accidental cause, [Company] will pay a percentage of a Sum Insured amount to the insured member according to the Continental Scale of Disabilities".
"If the insured member suffers permanent partial disablement as a result of an accidental cause, [Company] will pay a percentage of a Sum Insured amount to the insured member according to the Continental Scale of Disabilities".
Responses
| 3 +3 | a type of scale |
Katya Kesten
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| 5 | it is the scale that offers more information/ when you want to highlight physical, environmental or |
Abdullah Ahmad
|
| 4 -2 | external organs disabilities |
Hasan GENC
|
References
| THE Continental Scale |
Daryo
|
| Continental Scale |
Luis M. Sosa
|
Responses
+3
26 mins
Katya Kesten
Native in English
&
English
High-End Localization & Transcreation
Native in: English (Variant: US)
Works in: Russian to English, English
Related KudoZ points
:
4
Selected
a type of scale
Used in Personal Accident policies, the Continental Scale is an extension of the “Loss of Limbs or Eyes” benefit and provides cover for the loss of things like body parts with a reduced sum payable.
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Note added at 4 hrs (2020-04-14 21:44:06 GMT)
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Asker: I think it may have originally referred to the European continent (allowing them to keep things uniform).
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Note added at 4 hrs (2020-04-14 21:44:06 GMT)
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Asker: I think it may have originally referred to the European continent (allowing them to keep things uniform).
Note from asker:
| Yes, it is a type of scale, but my question, actually, is: why is it described as "continental"? |
Peer comment(s):
| agree |
Mark Robertson
1 hr
|
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Thanks, Mark!
|
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| agree |
Daryo
2 hrs
|
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Thanks, Daryo!
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| agree |
AllegroTrans
3 days 7 hrs
|
4 KudoZ points awarded for this answer.
Comment: "Thank you!"
-2
36 mins
Hasan GENC
Türkiye
Türkiye
Türkiye
Translator with the spirit of language
Native in: Turkish 
Works in: English to Turkish, Turkish to English, Arabic to Turkish, and 2 more.
external organs disabilities
I put the phrase for "Continental Scale of Disabilities".
"A term used in a Personal Accident policy. It is an extension of the “Loss of Limbs or Eyes” benefit and adds cover for the loss of, for example, a hand, an ear or a toe with a reduced sum payable."
https://www.graybrook.co.uk/dist/pdf/glossary-of-common-insu...
"A term used in a Personal Accident policy. It is an extension of the “Loss of Limbs or Eyes” benefit and adds cover for the loss of, for example, a hand, an ear or a toe with a reduced sum payable."
https://www.graybrook.co.uk/dist/pdf/glossary-of-common-insu...
Peer comment(s):
| disagree |
Daryo
: whatever refs you've found, you misinterpreted them + you completely ignored that it's a "scale", a type of list.
1 hr
|
|
I didnt ignore i just wrote what it is meant as Mr. Atallah asked. And you are so harsh with your words I think.
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| disagree |
AllegroTrans
: the term is an adjective applied to "scale" - you have explained it with something else entirely
3 days 6 hrs
|
7 hrs
Abdullah Ahmad
Egypt
Egypt
Egypt
EN & De AR Translator and Proofreader
Native in: Arabic (Variants: Egyptian, UAE, Saudi )
Works in: English to Arabic, Arabic to English, Arabic, and 1 more.
it is the scale that offers more information/ when you want to highlight physical, environmental or
The continental scale is the one used on a map to reflect a single continent, both geographically and when you want to highlight physical, environmental or temperature aspects.
Example sentence:
the most common use of this continental scale is political, it is also used for other types of representations, which help to know all the data at the continental level and to compare the different zones and countries.
Reference comments
2 hrs
Reference:
THE Continental Scale
Annex A
Malicious Acts Insurance Policy (MAIP)
Continental Scale
The benefits payable hereunder in the event of permanent incapacity following an accident are
payable in the following proportions of the limit of the Capital Sum Insured not exceeding
US$500,000 for any one Insured Person:
Description (followed by) Percentage
1. Loss by severance of two limbs 100
2. Loss by severance of both hands or all fingers and thumbs of both hands 100
3. Loss of sight of both eyes 100
4. Paralysis of all limbs 100
5. Incurable insanity totally preventing any occupation 100
Loss by severance of:
6. One arm at shoulder 60
7. One arm between shoulder and elbow 50
8. One arm at elbow 47.50
9. One arm between elbow and wrist 45
10. One hand at wrist 42.50
11. Four fingers and one thumb of one hand 42.50
12. Four fingers of one hand 35
13. Phalanges of one thumb 20
14. One phalanx of one thumb 10
15. Three phalanges of one index finger 10
16. Two phalanges of one index finger 8
17. One phalanx of one index finger 4
18. Three phalanges of one middle finger 6
19. Two phalanges of one middle finger 4
20. One phalanx of one middle finger 2
21. Three phalanges of one ring finger 5
22. Two phalanges of one ring finger 4
23. One phalanx of one ring finger 2
24. Three phalanges of one little finger 4
25. Two phalanges of one little finger 3
26. One phalanx of one little finger 2
27. First or second metacarpal (each) 3
28. Third, fourth or fifth metacarpal (each) 2
29. One leg at hip 50
30. One leg between hip and knee 50
31. One leg below the knee 40
32. All toes of one foot 15
33. Both phalanges of one great toe 5
34. One phalanx of one great toe 2
35. Toe other than great – if more than one toe lost 1
36. Loss of one eye by removal 30
37. Loss of all sight in one eye 25
38. Loss of all sight in one eye other than perception of light 25
39. Loss of all the lens of one eye 20
40. Loss of all hearing in both ears 40
41. Loss of all hearing in one ear 7
42. Permanent disabilities not mentioned above shall be compensated in
accordance with their seriousness as compared with that of those mentioned.
Total and permanent loss of use of all or any member below any particular
point shall be deemed to be loss by physical severance of such member at
such point for all the purposes of this insurance.
Compensation for:
(1) any or all of the phalanges of the fingers and thumb of one hand in the aggregate shall not
exceed the compensation for the loss of four fingers of one hand.
(2) any or all of the phalanges of the fingers of one hand in the aggregate shall not exceed the
compensation for the loss of four fingers of one hand.
https://popp.undp.org/UNDP_POPP_DOCUMENT_LIBRARY/Public/HR_I...
Basically it's a list of how much various permanent losses are compensated in proportion to what is a "total 100% loss"
Why it should be called "Continental" is a bit of a mystery, but it seems to be used as a reference by insurance companies all over the world.
Malicious Acts Insurance Policy (MAIP)
Continental Scale
The benefits payable hereunder in the event of permanent incapacity following an accident are
payable in the following proportions of the limit of the Capital Sum Insured not exceeding
US$500,000 for any one Insured Person:
Description (followed by) Percentage
1. Loss by severance of two limbs 100
2. Loss by severance of both hands or all fingers and thumbs of both hands 100
3. Loss of sight of both eyes 100
4. Paralysis of all limbs 100
5. Incurable insanity totally preventing any occupation 100
Loss by severance of:
6. One arm at shoulder 60
7. One arm between shoulder and elbow 50
8. One arm at elbow 47.50
9. One arm between elbow and wrist 45
10. One hand at wrist 42.50
11. Four fingers and one thumb of one hand 42.50
12. Four fingers of one hand 35
13. Phalanges of one thumb 20
14. One phalanx of one thumb 10
15. Three phalanges of one index finger 10
16. Two phalanges of one index finger 8
17. One phalanx of one index finger 4
18. Three phalanges of one middle finger 6
19. Two phalanges of one middle finger 4
20. One phalanx of one middle finger 2
21. Three phalanges of one ring finger 5
22. Two phalanges of one ring finger 4
23. One phalanx of one ring finger 2
24. Three phalanges of one little finger 4
25. Two phalanges of one little finger 3
26. One phalanx of one little finger 2
27. First or second metacarpal (each) 3
28. Third, fourth or fifth metacarpal (each) 2
29. One leg at hip 50
30. One leg between hip and knee 50
31. One leg below the knee 40
32. All toes of one foot 15
33. Both phalanges of one great toe 5
34. One phalanx of one great toe 2
35. Toe other than great – if more than one toe lost 1
36. Loss of one eye by removal 30
37. Loss of all sight in one eye 25
38. Loss of all sight in one eye other than perception of light 25
39. Loss of all the lens of one eye 20
40. Loss of all hearing in both ears 40
41. Loss of all hearing in one ear 7
42. Permanent disabilities not mentioned above shall be compensated in
accordance with their seriousness as compared with that of those mentioned.
Total and permanent loss of use of all or any member below any particular
point shall be deemed to be loss by physical severance of such member at
such point for all the purposes of this insurance.
Compensation for:
(1) any or all of the phalanges of the fingers and thumb of one hand in the aggregate shall not
exceed the compensation for the loss of four fingers of one hand.
(2) any or all of the phalanges of the fingers of one hand in the aggregate shall not exceed the
compensation for the loss of four fingers of one hand.
https://popp.undp.org/UNDP_POPP_DOCUMENT_LIBRARY/Public/HR_I...
Basically it's a list of how much various permanent losses are compensated in proportion to what is a "total 100% loss"
Why it should be called "Continental" is a bit of a mystery, but it seems to be used as a reference by insurance companies all over the world.
Note from asker:
| Thank you! |
Peer comments on this reference comment:
| agree |
AllegroTrans
: Agree that "continental" is a mystery, but it's an industry term apparently and therefore a "fixture"
3 days 4 hrs
|
5 hrs
Luis M. Sosa
Ecuador
Ecuador
Specializes in field
Ecuador
Specialist in banking finance insurance
Native in: Spanish
Works in: English to Spanish, Spanish to English, Spanish, and 1 more.
Reference:
Continental Scale
See Katya’s and Dayro's reference and this one:
https://www.allianzebroker.co.uk/content/allianzebroker/en_g...
https://www.allianzebroker.co.uk/content/allianzebroker/en_g...
Example sentence:
Continental ScaleCompensation under Benefit 2 of the Schedule is extended to include the following Benefits provided thatthe Insured Person has survived for at least one month from the date of the Accidental Bodily Injury.
Note from asker:
| Thank you! |
Discussion