payout lien on trade-in
Polish translation: wypłata zastawu za pojazd oddawany w rozliczeniu
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| 10:18 Aug 19, 2022 |
| English to Polish translations [PRO] Bus/Financial - Business/Commerce (general) | |||||
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|  Selected response from: Frank Szmulowicz, Ph. D. United States Local time: 06:17 | ||||
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| Trading in a Car with a Lien on the Title |
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| Discussion entries: 9 | |
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Answers
2 hrs confidence: 
peer agreement (net): +1
peer agreement (net): +1wypłata zastawu za pojazd oddawany w rozliczeniu Explanation: The car being traded in is not yet paid off. There is a lien on it that has to be paid out before the car can be traded in. |
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Grading comment
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20 mins confidence:
kwota/opłata zastawu na starym pojeździe Explanation: „stary pojazd” znaczy pojazd który kupujący oddaje dilerowi w ramach "tradrin" ... -------------------------------------------------- Note added at 13 hrs (2022-08-20 00:06:59 GMT) -------------------------------------------------- How to Trade-In a Car with Negative Equity? You can trade-in your vehicle even if the trade-in value does not cover the remaining loan amount. However, when you have negative equity or an upside-down loan the dealer adds this loan amount into your new loan. Negative equity doesn’t disappear and it isn`t paid by the dealer when the trade-in is sold. It gets added to your debt and you are responsible for paying it off. Here’s an example. Say you have a car you want to trade in where you still have $10,000 on the loan to pay. You go to a dealer and they will only offer $7,500 for it as a trade-in on a new car you want to finance that’s $30,000. The dealer will take the $2,500 remaining on the loan and add it to the $30,000 price of the new car. So when they calculate your new loan payments, they base it on $32,500, not $30,000. It is generally not advised to trade-in a car that has excessive negative equity. Also, depending on the financial institution, they may only be willing to finance so much negative equity. |
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1 day 1 hr confidence:
spłata zadłużenia ciążącego na przedmiocie zastawu przy pozostawieniu go w rozliczeniu Explanation: spłata zadłużenia ciążącego na przedmiocie zastawu przy pozostawieniu go w rozliczeniu przedmiot zastawu = samochód --- Paying off your auto loan. If your vehicle isn’t paid off, the first step is to determine the payoff amount. The payoff amount includes your current balance plus, typically, 10 additional days of interest charges. Once you have the payoff amount, you go to the dealer and get your trade-in appraised. If the appraised value is more than the loan balance, you have equity in the vehicle. The dealer pays off the loan and cuts you a check for any remaining balance – which you can either pocket or use for a down payment on your next car. https://www.thecarconnection.com/car-loans/finance-guides/tr... |
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Reference comments
4 mins peer agreement (net): +2 |
| Reference: Trading in a Car with a Lien on the Title Reference information: https://www.thecarconnection.com/car-loans/finance-guides/tr... |
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