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Poll: What is your preferred payment method? מפרסם התגובה: ProZ.com Staff
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This forum topic is for the discussion of the poll question "What is your preferred payment method?".
This poll was originally submitted by tilakahuja. View the poll results »
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David Wright 
אוסטריה
Local time: 01:58
מגרמנית לאנגלית
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| Well of course | Apr 10, 2015 |
cash would be the preferred method, out of the eyes of the taxman, but unfortunately none of my clients would ever entertain that suggestion!!! (and it would be difficult travelling around collecting the grubby banknotes from agencies and clients around Germany and Europe)
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Châu Nguyễn
וייטנאם
Local time: 06:58
מאנגלית לויאטנמית
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| Why not paypal | Apr 10, 2015 |
David Wright wrote:
cash would be the preferred method, out of the eyes of the taxman, but unfortunately none of my clients would ever entertain that suggestion!!! (and it would be difficult travelling around collecting the grubby banknotes from agencies and clients around Germany and Europe)
This can be done using Paypal i admit that Paypal's exchange rate is cut-throat and there are several fees for receiving and sending money to my bank account. But it is out of sight of the taxman so it works out well enough for me. I use it as a oversea saving account (sadly without interest  )
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| Not in Europe | Apr 10, 2015 |
Châu Nguyễn wrote:
This can be done using Paypal .......... it is out of sight of the taxman so it works out well enough for me. I use it as a oversea saving account (sadly without interest )
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| Bank transfer | Apr 10, 2015 |
I only accept payments via bank transfer, it's fast, easy, secure and free (within EU).
I worked for many years as a sworn translator and by then I also accepted cash.
P.S. This question has been asked several times before, last time on 19Jul2014 by the same person....
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Thayenga
גרמניה
Local time: 01:58
חבר (2009)
מאנגלית לגרמנית
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| Bank transfer | Apr 10, 2015 |
And PayPal without fees.
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Edward Potter
ארצות הברית
Local time: 19:58
חבר (2003)
מספרדית לאנגלית
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I have a U.S. based client that insists on paying with paper checks sent by snail mail. I have them send them directly to my bank in the U.S. since I live in Europe.
Americans still don´t use the bank transfer method much. Anyone know why?
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| Bank transfer | Apr 10, 2015 |
Cash and PayPal without fees.
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Vera Wilson
צרפת
Local time: 01:58
חבר (2006)
מאנגלית לגרמנית
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| Black truffles | Apr 10, 2015 |
It really depends - I pay no banking charges for a French check in France, however checks from this American agency per snail mail attract bank and conversion fees, which definitely takes the cream off the payment.
Generally speaking, I guess it's Paypal.
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| Bank transfer | Apr 10, 2015 |
On a study break at the moment, but when I'm back, then bank transfer, almost exclusively. Once it's on the account, it's on the account. Traceable , findable, explainable.
Business structures don't use Paypal (at least not in my experience) so next to no chance of that option in France anyway.
Cheques have been known to bounce and they take time to be credited. Overeas cheques? No thanks. Generally take eons to be credited and are extremely expensive in handling and ... See more On a study break at the moment, but when I'm back, then bank transfer, almost exclusively. Once it's on the account, it's on the account. Traceable , findable, explainable.
Business structures don't use Paypal (at least not in my experience) so next to no chance of that option in France anyway.
Cheques have been known to bounce and they take time to be credited. Overeas cheques? No thanks. Generally take eons to be credited and are extremely expensive in handling and thus in fees. And if an overseas cheque bounces...
[Edited at 2015-04-10 17:03 GMT] ▲ Collapse
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| Banbk transfer | Apr 10, 2015 |
Although as I live outside the Eurozone and so do most of my clients, I have to put up with some bank charges.
Not many, however. I invoice one client quarterly, as he tends to send numerous small jobs, but he pays instantly on receiving the invoice - and he also pays the bank charges. 
With bank accounts in the UK and Denmark, most payments are free - and since the tax man can see them, I can pay my dues... See more Although as I live outside the Eurozone and so do most of my clients, I have to put up with some bank charges.
Not many, however. I invoice one client quarterly, as he tends to send numerous small jobs, but he pays instantly on receiving the invoice - and he also pays the bank charges.
With bank accounts in the UK and Denmark, most payments are free - and since the tax man can see them, I can pay my dues and stay out of trouble. Woe betide anyone the Danish authorities suspect of tax dodging or other irregularities! ▲ Collapse
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Muriel Vasconcellos (X)
ארצות הברית
Local time: 16:58
מספרדית לאנגלית
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| Why Americans don't like wire transfers | Apr 10, 2015 |
Because the banks charge outrageous fees.
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| Based on all the job offers I get via ProZ... | Apr 10, 2015 |
... surely there should've been the option "Peanuts"?
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David Earl
ארצות הברית
Local time: 17:58
מגרמנית לאנגלית
| Checks in the US | Apr 10, 2015 |
Edward Potter wrote:
I have a U.S. based client that insists on paying with paper checks sent by snail mail. I have them send them directly to my bank in the U.S. since I live in Europe.
Americans still don´t use the bank transfer method much. Anyone know why?
It's been a while since I've transferred to my US account by wire, but the fees include the usual exchange rate fees (charged by the handling bank) as well as a fee of USD 20 for receiving each transfer (charged by the receiving bank, US West). A set of 200 checks used to cost about USD 25 or less, depending on the printer used. (I haven't had new checks printed since arriving in Germany in '99, so "mileage may vary (a lot)".)
David.
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David Earl wrote:
A set of 200 checks used to cost about USD 25 or less, depending on the printer used. (I haven't had new checks printed since arriving in Germany in '99, so "mileage may vary (a lot)".)
David.
Just out of curiosity David, I don't understand what you mean when you say that 200 checks costs around USD25. In my experience, UK and France, cheques are free of charge. Are you saying that the last time you had a chequebook you paid USD25 for the privilege?
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