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Glossary entry

Italian term or phrase:

oneri finanziari impropri

English translation:

unnecessary financial costs/expenses

Added to glossary by Isabelle Johnson
Sep 10, 2012 12:41
11 yrs ago
2 viewers *
Italian term

oneri finanziari impropri

Italian to English Bus/Financial Management Description of short term business objectives
Creare Redditività di I° livello (obbiettivo minimo da raggiungere per il sostentamento minimo dello staff e per creare una prima base di liquidità di cassa*)
*Creare Liquidità di cassa di I° livello (far fronte ai propri impegni di pagamento; non sostenere oneri finanziari impropri, possibilità di gestire le operazioni di pagamento quotidiane.)
Proposed translations (English)
3 +2 unnecessary financial costs/expenses
4 third party financial commitments
References
example

Discussion

Isabelle Johnson (asker) Sep 11, 2012:
Thanks Thanks to everyone on this. The whole discussion was a great help.
CristianaC Sep 11, 2012:
@Thomas I know pretty well what memorandum accounts and sistemi impropri are, (worked as Finance Director overseeing the preparation of financial statements for over 15 years and as analyst in financial statements analysis for several years at BofA- sistemi impropri is not something you want to avoid to create liquidity- it is a way of reporting certain commitments and liabilities that you do not account for in your financial statements
the sentence you quoted is out of context -
Thomas Roberts Sep 10, 2012:
Cristiana... Depends on context. This is from a translation I did last week:
"Nel sistema improprio degli impegni figurano I canoni di leasing finanziario.
Nel sistema improprio dei rischi figura il valore nominale di Euro xx relativo al contratto derivato di copertura attivato con Banca xx con l'obbiettivo di limitare il rischio di tasso di interesse in riferimento al finanziamento..."
Dunno, but I can't see that meaning unnecessary or inappropriate.
Isabelle Johnson (asker) Sep 10, 2012:
No more context available As this is the only financial part of a translation which deals with a tourist business proposal involving the building of accommodation.
Isabelle Johnson (asker) Sep 10, 2012:
Yes you are of course quite right. I know nothing about financial matters as you can see. But they can't always be avoided! Thanks very much indeed.
Thomas Roberts Sep 10, 2012:
it means that funds should not be tied up in providing guarantees for third parties. To say that a company should not incur unnecessary expenses is really stating the obvious (when would it do otherwise?).
Isabelle Johnson (asker) Sep 10, 2012:
I think paoladt may be right about unnecessary - I'm not sure what third party would mean in this context.

Proposed translations

+2
39 mins
Selected

unnecessary financial costs/expenses

a mio avviso "impropri" in questo caso sta per per non necessari, ingiustificati
Peer comment(s):
agree CristianaC : as I see it, somehow due to bad management
50 mins
agree James (Jim) Davis : How did I manage to miss this one? Very improper of me.
2 days 21 hrs
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4 KudoZ points awarded for this answer. Comment: "Thanks very much for this. Without much context I found it very confusing and this discussion was a great help."
1 min

third party financial commitments

impropri being the opposite of propri

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Note added at 2 hrs (2012-09-10 15:07:06 GMT)
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Just remembered there is this answer too from years back: http://ita.proz.com/kudoz/italian_to_english/finance_general...

In the light of that, "off balance sheet commitments" (reported in the memorandum accounts but not the balance sheet) could be another option. This would also make sense in the very scant context here.
Peer comment(s):
neutral CristianaC : not in this context in mo - just speaking abut good liquidity management
2 hrs
will post comment
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Reference comments

1 hr
Reference:

example

Incassi dai clienti
Il comportamento amministrativo-contabile nei riguardi
dei clienti è strettamente connesso con la
suddivisione delle vendite indicata precedentemente.
Nel caso di vendite ordinarie, sempre in condizioni
di normalità, dovrebbe essere esercitata l’azione di
incasso con tempestività e rigore per non incorrere
in oneri finanziari impropri e per non favorire la
propensione di controparte a ritardare i pagamenti o
a non rispettare le condizioni contrattuali

from :
http://www.google.it/url?sa=t&rct=j&q=&esrc=s&source=web&cd=...
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