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aumento de sinistralidade / sinistralidade

English translation: increase in the accident/claim rate / accident/claim rate

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Portuguese term or phrase:aumento de sinistralidade / sinistralidade
English translation:increase in the accident/claim rate / accident/claim rate
Entered by: Michael Powers (PhD)

02:10 Aug 5, 2009
Portuguese to English translations [PRO]
Bus/Financial - Insurance
Portuguese term or phrase: aumento de sinistralidade / sinistralidade
"O supervisor administrativo solicita que informemos ao RH acerca do aumento da sinistralidade do plano odontológico. (...) Explicamos as diferenças inerentes ao reajuste e à sinistralidade, bem como um não invalida o outro."
(Trata-se do relatório semanal de uma empresa.)
Rosana M.
Brazil
Local time: 09:46
increase in the accident/claim rate / accident/claim rate
Explanation:
Mike :)

--------------------------------------------------
Note added at 5 mins (2009-08-05 02:15:57 GMT)
--------------------------------------------------

Since we are talking about the dental plan, it could very well be the claim rate. In isolation, it can also mean the accident rate.
Selected response from:

Michael Powers (PhD)
United States
Local time: 08:46
Grading comment
Selected automatically based on peer agreement.
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3increase in the accident/claim rate / accident/claim rate
Michael Powers (PhD)
5 +1worsening loss experience
Neil Crockford
4 -2sinistrality
Adriana Maciel


  

Answers


5 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
increase in the accident/claim rate / accident/claim rate


Explanation:
Mike :)

--------------------------------------------------
Note added at 5 mins (2009-08-05 02:15:57 GMT)
--------------------------------------------------

Since we are talking about the dental plan, it could very well be the claim rate. In isolation, it can also mean the accident rate.

Michael Powers (PhD)
United States
Local time: 08:46
Specializes in field
Native speaker of: English
PRO pts in category: 100
Grading comment
Selected automatically based on peer agreement.
Notes to answerer
Asker: Thank you, Michael!


Peer comments on this answer (and responses from the answerer)
agree  telefpro
32 mins
  -> Thank you, telefpro - Mike :)
agree  Isabel Maria Almeida
9 hrs
  -> Thank you, Isabel Maria - Mike :)
agree  Georgia Kostick Almeida: claim rate
11 hrs
  -> Thank you, Georgia - Mike :)
neutral  BLR: For broader use, I would suggest 'incident' rather than 'accident', as not all claims relate to accidents. 'Claims' would be ideal, but I'm doing a job right now where they're referring to incidents, not all of which are subject to formal claims.
5197 days
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6 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -2
sinistrality


Explanation:
sinistrality + insurance = 90,800 google hits

Adriana Maciel
Brazil
Local time: 09:46
Native speaker of: Native in PortuguesePortuguese
Notes to answerer
Asker: Eu jamais teria pensado em "sinistrality", Adriana! Obrigada pela sua ajuda!

Asker: Tenho que concordar com Neil, Adriana. Dei uma pesquisada geral em "sinistrality" e só encontrei esta palavra associada ao fato da pessoa ser canhota. De todo modo, obrigada!


Peer comments on this answer (and responses from the answerer)
disagree  Neil Crockford: Never used in UK insurance. "Sinistrality doesn't even appear in the Shorter Oxford Dictionary
5 hrs
disagree  BLR: In the insurance context, the Portuguese term 'sinistro' is 'claim'. We also have dexter / sinister for right / left. And with Halloween approaching there is the much more common use of sinister in English :o)
5197 days
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5 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +1
worsening loss experience


Explanation:
One could say increase in the loss ratio, but "worsening loss experience" is how it would normally be expressed in UK insurance circles.

Neil Crockford
Local time: 13:46
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 32
Notes to answerer
Asker: Thanks for your help, Neil. By the way, I couldn´t find "sinistrality" in relation to insurance either.


Peer comments on this answer (and responses from the answerer)
agree  T o b i a s: "increase in the loss ratio" e.g., http://www.insurancejournal.com/news/east/2007/07/27/82082.h...
2919 days
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